Nebeus Team

Las empresas y autónomos con cripto en tesorería afrontan obligaciones fiscales recurrentes: IS, IVA e IRPF. Esta guía explica cómo acceder a liquidez sin vender y sin generar un hecho imponible adicional.

El IRPF no tiene por qué costarte tu cripto. Esta guía explica paso a paso cómo solicitar un préstamo en Nebeus, desde el registro hasta recibir los fondos en tu cuenta en menos de 48 horas.

Los que saben, no venden. Vender cripto para pagar el IRPF parece lo lógico — en la mayoría de los casos, es el error más caro que puedes cometer. Aquí están los números reales.

El IRPF no tiene por qué costarte tu cripto. Esta guía cubre eventos imponibles, tipos impositivos y los errores más frecuentes en temporada IRPF — y la alternativa que los holders que saben usan para no vender.

The right crypto-backed loan depends on what you hold, what you need, and how you want to repay. This guide maps five real-world profiles to the loan product best suited to each — from stablecoin earners needing EUR to high-conviction investors wanting more BTC exposure.

This guide covers the framework experienced investors use to decide when leverage makes sense, how to size it, manage it through volatility, and plan the exit before they open the position.

For expats and digital nomads earning in stablecoins, crypto-backed loans offer a practical route to EUR liquidity — without selling, without triggering a tax event, and without fighting a bank's compliance team.

The Loan-to-Value ratio is the single most important variable in any crypto-backed loan. Get it right and you have a flexible financial tool. Ignore it and you risk losing collateral you didn't intend to part with. This guide explains how LTV works and what triggers liquidation.

Selling your crypto and borrowing against it both get you fiat — but the outcomes can look very different depending on your tax situation, conviction in the asset, and how long you need the money for. This guide compares both options clearly, with a practical framework to help you decide.