7 Ways to Transfer Money: How to Send Money Quickly?

Know the best ways to transfer money and which is the most secure, accessible, faster and easiest of them all.

Technology’s vast improvements over the last few decades have rejuvenated financial systems and industries worldwide. One of the biggest markers of this improvement is the way people handle money, in a lot of cases stepping away from traditional habits - like visiting banks to transfer funds, calling them to do it via phone, or in-person transactions.

The new variety of ways in which we can transfer money has evolved into becoming more accessible for everyone, simplifying the process, and optimising speeds in processing transactions. Let us show you how to send money and the best way to send money quickly and easily:


​​SEPA stands for Single Euro Payments Area. SEPA is a quick and easy way to transfer money between accounts in the eurozone. It includes all 28 EU countries as well as being available for transactions through Iceland, Liechtenstein, Monaco, Norway, San Marino, and Switzerland.

SEPA transfers are usually processed within 1 to 2 days, and there are no fees associated with the payments. It is a trusted option for businesses or individuals who need to send money to Europe promptly. Whether it is a personal or business payment or an investment plan - SEPA can assuredly get your money there in a safe way. If you want to process it even faster, there is also Instant SEPA.

Instant SEPA

Instant SEPA is ideal for immediate transactions. It is a type of bank transfer that allows you to send money almost instantaneously. This means there is no need to wait for the money to clear. The receiver of the money can use it to pay for goods and services as soon as the transaction is complete. Instant SEPA is available in all European countries and is a safe and convenient way to send money.

Wire Transfer

A Wire transfer is one of the many electronic money transfer apps that can be sent between banks or through non-bank services around the world.

To complete a Wire transfer you will need the recipient's name, address, and bank account information, including their account num. You will also need to know the recipient's bank routing number and Swift code. Once you have all of the necessary information, you can start the transfer online or through your bank, which might help you collect the information.

The funds will be available in the recipient's account within 1-2 business days. However, it might defer if it is a domestic Wire transfer as they could be processed on the same day as they only have to through a domestic automated clearing house (ACH).

Wire transfers tend to be secure as both parties need to prove their identity in order for the transaction to be completed. On the other hand, they can be flagged if officials believe transfers are done to non-account holders, if they fund terrorist activities, or if transfers are done to safe-haven countries, etc.

Bank Cards

Bank Cards, their apps, and online banking services allow some of the most instantaneous transactions we have ever seen. All you need is the details of the recipient's bank card and your own bank card details. The money will be transferred from your account to the recipient almost instantly. This method is convenient for those who need to send or receive money urgently. There may be fees for sending money to certain accounts or fees for conversion that a user should be aware of, plus bank fees depending on the amount.

Open Banking

The most popular form of transferring money today is undoubtedly Open Banking. Open banking is a convenient and efficient way to send money. It saw traditional banks venture into mobile banking, constantly adapting to a new generation of clients' needs.

Instant transfers are made possible through open banking, which allows you to connect your bank accounts to third-party apps like PayPal and CashApp. This means that you can send money directly from your bank account without having to go through a traditional money transfer service and process it with no cards required and no data entry; so it is quick and secure.

To send money using open banking, you'll need the recipient's bank account information or third-party app details. Once you have this, you can either use the third-party app or log in to your online banking portal and initiate the transfer. The funds should arrive in the recipient's account almost instantly.

QR Codes

QR codes have been used more recently as a device to transfer money. Instead of typing mundane bank details again and again, you can simply scan a QR code to instantly transfer funds. This is really useful if you're sending money to someone who doesn't have a bank account, their details to hand, or if you're making a payment in a foreign currency. To send money via QR code, all you need is the recipient's QR code, a phone/device and an internet connection. Once scanned, the money will be transferred instantly.


A Blockchain is a distributed database that allows for secure, transparent and verified transactions. The use of blockchain technology has revolutionised the financial world by providing an alternative away from the traditional methods of financial transactions. Through Blockchain, it is possible to send money anywhere in the world instantly and with minimal fees. Cryptocurrencies, such as Bitcoin and Ethereum, are built on blockchain technology which provides a secure and instant way to send money. Transactions are verified and maintained on the blockchain, so its tamper-proof nature provides ultimate security.

To start utilising Blockchain and transactions through it, you have to set up a cryptocurrency wallet in order to invest, hold, and use your currency to do everyday things, plus extra cases the cryptocurrencies and tokens allow you to, such as purchasing a property within the Metaverse.

Once you have created a crypto wallet, you can then transfer your crypto to another wallet or exchange them for other cryptocurrencies and tokens. Blockchain-based transactions are perfect for security, speed, anonymity and cutting out an unnecessary middleman that may charge fees like third-party apps.

With a Nebeus Crypto account, you can receive and send crypto to any wallet or exchange in a matter of minutes. Moreover, with Nebeus Money accounts, you are able to have a personal IBAN and receive and send FIAT instantly with no fees. Due to the combination of both accounts, now you can make your money operations all in one app more easily and conveniently.


What is the safest money transfer app?

The safety of a money transfer app depends on several factors, including its security features, encryption standards, and overall reputation in the industry. Some of the safest and best money transfer apps include PayPal, Venmo, and Cash App, all of which use industry-standard encryption and security protocols to protect users' sensitive financial information.

What app do UK money transfers use?

In the UK, the most popular and best money transfer apps include Revolut, TransferWise, and PayPal. These money transfer apps offer fast and secure international money transfer services, often at lower fees than traditional banks.

What app Can I transfer money internationally?

There are several international money transfer apps that allow for international money transfers, including TransferWise, PayPal, and WorldRemit. These apps offer competitive exchange rates, low fees, and fast transfer times, making them a popular choice for international money transfers.

How can I send money to someone online?

To send money online to someone, you can use a variety of methods, including international money transfer apps, online banking, or digital wallets. Many money transfer apps and services allow you to send money online to someone using just their email address or phone number. Alternatively, you can use online banking to transfer funds directly to someone's bank accounts, or use a digital wallet such as PayPal or Venmo to send money electronically. It's important to choose a secure and reputable service and to follow best practices for online security when sending money online.

Nebeus is a secure and reliable platform to buy, hold and transfer your investments. Sign up for a Nebeus account today.

La inversión en criptoactivos no está regulada, puede no ser adecuada para inversores minoristas y se puede perder la totalidad del monto invertido.

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